Our Story
Hi, I’m Erin Fabio — business owner and mom to two, Rowan (6) and Barrett (4).
I didn’t grow up learning about business, investing, or entrepreneurship.
I grew up in a blue-collar family where financial stability meant steady work, hourly wages, and pensions. Conversations about building businesses, managing wealth, or negotiating opportunities simply weren’t part of the environment around me.
Years later, as a business owner, I often found myself in rooms where those conversations came naturally to others. Many people had studied finance or business formally, or had grown up around those ideas.
I learned over time, but I often wished someone had introduced these concepts much earlier.
That experience shaped a simple belief: confidence around money and opportunity shouldn’t start in adulthood.
It should start when girls are young.
The Moment That Sparked Girls with GRIT
As a mother, I started thinking about what I wanted my daughter—and other girls like her—to know before they ever step into those rooms.
At the same time, the cultural and political climate in our country began shifting in ways that made it clear that the future for girls could not be taken for granted. Policies and rhetoric were emerging that felt like steps backward rather than forward.
I realized that waiting for systems to change wasn’t enough.
If we want girls to be confident leaders, builders, and decision-makers, we have to equip them early.
Girls with GRIT was born out of that belief.
Learning at the Kitchen Table
When I started sharing some of these ideas with Rowan and a few other girls, I quickly saw how naturally they gravitated toward the concepts.
Savings. Budgets. Investments. Building ideas.
What surprised me most was how quickly it began to change the way we talked at home.
Instead of hearing “Mommy, I want this,” the conversation started shifting to something different.
“Mommy, what’s my budget for this?”
Even at six years old, Rowan began thinking about choices, trade-offs, and goals in a completely different way.
That shift—from wanting to understanding—was a powerful reminder that girls are more than ready for these conversations.
They just need the opportunity.
What I Want for the Next Generation of Girls
I want girls to grow up knowing how money works.
I want them to understand how businesses are built.
I want them to walk into rooms, negotiations, and opportunities with confidence—not because they are guessing, but because they understand the language of money, leadership, and decision-making.
Most importantly, I want them to know that challenges and barriers will exist. Every generation faces them.
But knowledge changes how you face those barriers.
When girls have the skills, mindset, and confidence to understand money, entrepreneurship, and opportunity, they are no longer waiting for a seat at the table.
They can pull up a chair themselves.
Founder
Erin Fabio
Hello!
Why Girls with GRIT
Financial literacy remains one of the most significant gaps in youth education today. Only 25 states currently require high school students to take a personal finance course, leaving many students to learn essential money skills on their own.
At the same time, 68% of teens say they would likely take a financial literacy course if offered, yet only 31% report that their school offers one.
The opportunity is even greater for girls. Research shows that confidence among girls drops sharply between ages 8 and 14, a critical window for developing leadership and decision-making skills.
Yet girls demonstrate remarkable entrepreneurial ambition. 60% of high school teens say they want to own a business over working a traditional job.
When students are given opportunities to explore entrepreneurship and financial decision-making early, the benefits are significant. Programs focused on entrepreneurial education have been shown to improve leadership skills, problem-solving ability, and long-term career readiness.
Financial education also has measurable long-term outcomes. Students who learn financial skills earlier show higher savings rates, stronger financial decision-making, and improved financial independence later in life.
Girls with GRIT was created to help close this gap.
The program blends financial literacy, entrepreneurship, and leadership development in a format designed specifically for girls. Through small groups, real-world projects, and practical learning, participants develop the tools and confidence needed to navigate money, opportunity, and decision-making with independence.